Junior Doctors / Medical Students

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Keep on learning

Supporting you while you study, so you can keep on learning and becoming the best doctor you can be.  

As a doctor owned membership organisation, we recognise the challenges faced during your years as a medical student from studying, exams and clinical placements, to earning an income. That is why it's essential that you have your own medical indemnity, as your university may not cover you in all situations.

Take advantage of complimentary membership with MDA National and gain access to the industry's top education programs, career support, events, and networking opportunities, alongside your comprehensive professional indemnity insurance cover.


This is your MDA National – your trusted partner for support in the moments that matter

 

Why medical students choose MDA National?

We will be by your side throughout your student years, offering comprehensive protection, unparalleled advice & support.

Expert medico-legal advice

Career Development

Professional Development

Our team of expert medico-legal specialists are here to help you from day one with independent, unbiased advice and support.

To support you as you plan your career and prepare for medical officer interviews.

Upskill you in the key competencies of Leadership, Clinical Governance, and the 3 C’s of professional development: Communication, Culture & Collaboration.

 

Peer support

 

Health and Wellbeing

MDA National app

Special offers & discounts

Provide you with a complimentary series of health and wellbeing webinars and facilitated group sessions, focusing on mental health and wellbeing.

Quickly and easily view your policy information, connect with medico-legal advisers and member services via livechat and check out the latest library resources.

Save money and enjoy exclusive member deals on textbooks, food services and more.

 

Not a Member?

Apply now for our professional indemnity policy, providing you with peace of mind and extensive cover.

 

Have a question or need assistance?

Contact your local Business Development representative or our Member Services team on 1800 011 255 from 8:30am to 8pm AEST Monday to Friday. 

 

How to choose the right Medical Defence Organisation (MDO)

 

We have prepared a guide on choosing the right medical defence organisation so you can focus on providing outstanding care at each stage of your career.

  • Why do doctors need medical indemnity insurance?
  • Why do you need your own cover?
  • How to choose the best medical defence organisation for you

 

 

Up to $20 million protection for all claims made under the Policy.

 This includes:

  • civil liability claims arising from your provision of healthcare services as a medical student
  • Good Samaritan acts worldwide
  • unintended breaches of privacy legislation.*
Sublimit of $2 million arising from legal costs and court orders.

This includes:

  • investigations and inquiries including:
    • disciplinary or administrative proceedings by a Professional Registration Body
    • medical tribunal, the Royal Commission, the Australian Information Commissioner, the Coronial Court or your university
  • allegations of criminal conduct or sexual misconduct^
  • assistance with self-referral to a health program under the National Law in relation to an impairment that affects your provision of healthcare services or your clinical training.
$50,000 cover for a range of communicable diseases.  Payable as a lump sum one-time payment.^
Cover for the clinical placements, electives and scholarship placements.  Anywhere in the world.#
Policy features tailored to support your transition to internship.

 Including up to 24 months of complimentary cover for:

  • your final six months as a medical student prior to graduation
  • electives or pre-intern clinical placements
  • your internship
  • other work you do as a resident/hospital medical officer for the first six months after your internship.

*Subject to the terms and conditions of the current Professional Indemnity Insurance Policy.
^Subject to the Policy terms and conditions as there are specific requirements for the cover. 
#Excluding the United Sates of America and where US law applies.

For more information on our Medical Student and Final Year Medical Student/Intern categories, please refer to our Risk Category Guide. 


FAQ

This type of insurance protects you if something goes wrong while you're providing medical care or if a patient is harmed. It can cover your legal defence costs, as well as any damages awarded as a result of a claim being made against you.
Indemnity insurance gives you peace of mind, so you can focus on being the best doctor you can - without the worry of an incident potentially affecting your future career.

Engaging with your MDO as a medical student can be of enormous benefit when things go wrong and you need medico legal support.

An MDO may offer you other benefits, for example MDA National offers students:
  • On-call medico-legal experts who can help you with any concern
  • Wellbeing support
  • Career guidance and advice
  • Learning and education resources

Your Policy is provided on an annual basis and renews each year. Be sure to keep your contact details up to date with us so that you stay covered.

No. You are not legally required to have individual indemnity insurance until you've graduated. But keep in mind, your university may not cover you in all circumstances.

Incidents might happen while you're on an elective or placement, or even when you help out someone in an emergency. A claim might be made against you by a patient, or there may be a disciplinary investigation into something you've done. A medical defence organisation (MDO) can provide you with guidance and assistance when this happens.


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Resources 

MDA National provides timely education to help our Members minimise their medico-legal risk and continually improve their communication and non-clinical skills.

We’ve put together a handful of our resources particularly relevant to interns below. You will also find a series of Podcasts on Apple Music and Spotify.  


Articles and case studies 

Videos / webinar recordings

e-Learning activities

Other resources

  • Head over to the MDA National library to see our full suite of articles, blog posts, webinars and podcasts.

 

Have you downloaded MDA National mobile app?

Downloading the app is easy. Go to the App Store or Google Play and search for MDA National. Log into the app using your email address or Member Number and the password you use to access your MDA National Online Services account. FAQs for your reference

  

 

Stay connected with medico-legal updates sent to your inbox

Subscribe to our medico-legal blog at the bottom of this page so you can stay up to date with the latest medico-legal updates and best practice advice, relevant to the medical profession.

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